Going on holiday - travel tips and getting travel insurance

Practical tips for going on holiday

There is nothing to stop anyone affected by a primary immunodeficiency (PID) going on holiday. But wherever you are going it helps to plan ahead to ensure that everything goes smoothly if you, your child or a family member affected by a PID gets ill while on holiday.

You can read our guide below on what to consider when going away and information on companies that offer travel insurance or you can download our information leaflets on these topics.

Planning ahead

  • At least twelve weeks before you travel, talk to your child's or your family member's immunology service for advice about where you are going, and about vaccinations, medication and emergency treatment. They may also suggest you reschedule any infusions, to make sure you are in good health for going away.
  • Carry a letter explaining your condition. Ask your doctor to write you a letter explaining your condition that you can present to any medical staff you may need to see while on holiday. Ensure this letter also contains clear information on all medication you will have with you, as well as all medical equipment you need to carry for your immunoglobulin therapy. This is essential for airport security and any medical problems you have while abroad. Have the letter in English and consider getting it translated into the language of the country you are visiting.
  • Vaccinations. Your immunology team will know which vaccinations you might need. Take their advice otherwise you could end up paying for vaccinations that are not necessary because of your particular PID and its treatment. PID patients cannot receive ‘live’ vaccines, so be sure to check what is required before you book your holiday. Make sure your travel clinic is aware of your condition and that the ‘killed’ version of any vaccine must be used. PID patients must never be given the yellow fever vaccine, as it is not available as a killed vaccine.

If, because of your PID, you cannot have a recommended vaccination for the  country you are visiting, carry a letter from your doctor explaining why, otherwise border control may not let you in.

  • Think medicines. It is recommended that you take a course of medicines, such as antibiotics, with you. Speak to your doctor and get your prescription in plenty of time. If you take a liquid oral suspension, make sure you discuss this with the pharmacist and explain that you do not want the prescription made up. You will need to ensure a clean supply of sterile water if and when you do need to make up your medicine while away.Pack the amount of medication you will need for your holiday, plus some extra in case you are delayed when travelling home.

Carry your medicines, such as immunoglobulin and antibiotics, in your hand luggage just in case your hold baggage is lost. Keep everything in its original packaging with the prescription labels visible for airport security. Also take an extra copy of your prescription with you as it will be invaluable if you lose your medication or end up in a hospital.

Remember, some medicines, such as benzodiazepines, strong painkillers, such as diamorphine, and some medicines that contain hormones, such as anabolic steroids, come under 'controlled medicines' laws. A personal licence is needed to take these medicines abroad. You must apply for this licence at least 10 working days before you travel, and your GP will need to provide a letter supporting your application. 

For more information on taking controlled medicines abroad, visit www.nhs.uk/chq/Pages/2593.aspx

  • Do some research
  • Establish where a main hospital is located in relation to where you are staying. PID UK can help in providing details of a specialist in the country you are visiting in case of an emergency.
  • Check for specific risks with the country you are traveling to. Some examples may include the risk of rabies, risks from the MERS and Zika viruses.

Ensure that you have with you the details of your consultant and nurses at home, as well as the contact numbers for your insurance company’s medical assistance team.

  • Insurance: If you are travelling within Europe, get a free European Health Insurance Card (EHIC), which is valid for five years. You need this, in addition to insurance, to receive free emergency care in EU countries. Find out more at www.dh.gov.uk/travellers.

Never travel without appropriate travel insurance, and take the insurance policy with you. Ensure that your insurance is up to date and that there have not been any changes to your condition that now make your policy void.

Many insurance companies have a 24-hour emergency helpline. This should be your first port of call if you encounter a serious problem with covering costs.

  • Pack a first aid kit: Take a small first aid kit with you that contains antiseptic cream and wipes, water sterilisation tablets, insect repellent and a packet of plasters and dressings. In some countries there is a lack of sterile equipment. It is worth taking your own supply of sterile needles and syringes for use by doctors in an emergency. Ask your health team for their advice.

When you are away

Follow the usual measures to stay free from infection, and remember to wash your hands frequently. Visit www.nhs.uk/Livewell/TravelHealth/Pages/Travelhealthhome.aspx for travel advice by country. Here are our tips:

Food

Be careful with buffets abroad, be it salad or other foods. These foods have generally been uncovered for a certain amount of time and therefore can contain bacteria, especially meat that has been under a heat lamp.

Unpeeled fruit and vegetables, salads, raw shellfish, ice-cream and ice cubes, underdone meat and uncooked, cold or reheated foods may be contaminated. Avoid buying food and ice-cream from street sellers. 

Water

Tap water abroad can cause illness due to bacteria and different mineral content. Therefore, it is advisable to drink only bottled water when abroad.   Make sure that you buy bottled water from a reputable seller, and check the seal has not been broken. If you are not sure, carbonated water is less likely to be bottled tap water, and its alkaline pH helps kill bacteria.

Swimming

Avoid swimming in polluted seas or lakes. This can be a cause of dysentery and respiratory infections, as well as ear, nose and throat infections. Enquire how clean the sea and lakes are. Swimming pool water may also pose a health risk, so ask how often it is monitored for bugs and cleaned.

Read our food safety advice and advice on keeping well.

Travel insurance

Buying the right insurance policy at an affordable price can be difficult if you have a health condition. The Money Advice Service what you need to know to get to best policy for your needs.

Travel insurance companies who cover people affected by PIDS

Here is a list of travel insurance companies that PID UK have contacted to confirm they cover people affected by PIDs. It is best to shop around to get the best quote.

If you know of others who were helpful to you please let us know.

Free Spirit Travel Insurance

Stansted House
Rowlands Castle
Hampshire
PO9 6DX

www.freespirittravelinsurance.com

0845 230 5000

All Clear Travel

All Clear Insurance Services Ltd
AllClear House
1 Redwing Court
Ashtom Rd
Romford
Essex

RM3 8QQ

www.allcleartravel.co.uk
0845 250 5350

Freedom Insurance Services

Richmond House
16-20 Regent Street
Cambridge
CB2 1DB

www.freedominsure.co.uk
01223 446914

Good To Go Insurance

Goodtogoinsurance.com
Kao Hockham Building
Edinburgh Way
Harlow
Essex
CM20 2NQ

www.goodtogoinsurance.com
0844 334 0160

Staysure Insurance

www.staysure.co.uk
0800 033 4902

A recommendation from a family with children with a PID.

World First Insurance
www.world-first.co.uk
0845 9080161

Just Travel Cover

This is a recommendation from an over 65 years of age couple affected by PID.

www.justtravelcover.com

0800 2942969

Other companies you might try

When PID UK spoke to the companies below they would only say that they would assess each individual case and would not unilaterally declare they would cover PIDs in general.

Avanti

Avanti travel insurance specialise in pre-existing medical conditions and over 50s travel insurance and will consider all medical conditions when providing cover.

www.avantitravelinsurance.co.uk

0800 888 6195

MIA

MIA specialise in affordable travel insurance for people with pre-existing illnesses. Their Clear2Go cover is for those with medical histories of varying severity.

www.miatravelinsurance.co.uk

0800 999 3333

Orbis

Orbis has developed a specialist travel insurance policy for people with disabilities and medical conditions. Orbis assesses each medical condition and the effects it has had individually.

www.orbisplus.co.uk

01424 215 315

Insure and Go

Insure and go will consider any medical condition.

www.insureandgo.com

0330 400 1383

Able 2 Travel

Able 2 Travel offer a travel insurance solution for travellers with medical conditions.

www.able2travel.com

01892 839 501

DOGTAG 100% Proof Travel Insurance

www.dogtag.co.uk

0800 036 4824

This company specialises in sport and activity holidays, provides cover for people up to the age of 64 years and is a recommendation from a patient with CVID.

Medical information was reviewed by the Medical Panel August 2014.